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  • Virtual CFO, Bookkeeping & Tax Strategy Services | Every Last Cent

    From bookkeeping and payroll to tax planning and forecasting to full service fractional CFO services, Every Last Cent offers financial management solutions to help you scale your business strategically. Our Services Every business has different financial needs, goals, and budgets. Let's find the right option for YOU. Explore Our Offerings Explore our different service offerings below, or you can click the "Download Pricing Table" button below to view or download this table as a PDF for a better side-by-side comparison. Download Pricing Table Quarterly Strategy Monthly Partnership Executive Advisory No long-term commitment. We don't lock you in. We earn your trust, month after month. Additional add-ons to any service package: Clean ups and catch ups of QuickBooks Sales tax compliance review and filing 1099 filing Payroll setup and training Accounts payable/bill pay management Before-you-buy business analysis Accounting system migration New acquisition onboarding/integration Want to Learn More? Book a Free Discovery Call No matter what you do or who you serve, we make your money work for you. Every Last Cent is proud to serve clients across industries, including: Home construction Medical practices HVAC Funeral homes/crematories Pool builders Interior designers Real estate investors Fleet maintenance Web designers Manufacturing/e-commerce Schedule a Call Our Process Schedule a free consultation and fill out the discovery form. This gives us an idea of who you are and the current state of your business finances. Attend your discovery call. You’ll meet via video with one or more members of our team. Together, we’ll review your current business and discuss your financial needs and goals. This is the time when we get to know one another and determine which service option is the best fit for you. Craft a plan that's best for you. After our discovery call, we take the time to review everything, including your QuickBooks and/or bank statements. This allows us to build out a proposal tailored to your current financial situation and the goals you have for the future. Once that’s ready, we’ll send it your way for your review and approval. Onboarding & kickoff call. During this meeting, we’ll go over the details of our contract, including roles, responsibilities, and expectations. This ensures we’re all on the same page as we move forward. Then, it’s time to get to work! Are You Ready to Get Started? Book Your Free Discovery Call Wait! I have a Question! Our most frequently asked questions. Frequently asked questions General How can a virtual CFO help my business? A virtual CFO provides high-level financial strategy, oversight, and management without the need for a full-time, in-house CFO. They help businesses improve cash flow, increase profitability, and make informed decisions by offering financial planning, forecasting, and strategic insights. How is a virtual CFO different from a bookkeeper or accountant? A bookkeeper focuses on maintaining accurate records, and an accountant handles tax filings and compliance. A virtual CFO can do this work, but they also take a more strategic role. They analyze financial data, identify growth opportunities, develop long-term financial plans, and provide actionable insights to help guide business decisions to achieve long-term goals. What types of businesses benefit most from a virtual CFO? Virtual CFO services are ideal for small to mid-sized businesses (typically generating between $400,000 and $15 million+ in annual revenue). It is beneficial for those that need advanced financial expertise but aren’t ready for or can’t justify hiring a full-time CFO. Growing companies looking to scale, improve profitability, or manage complexity often benefit the most. How involved is a virtual CFO in my business? As your virtual CFO, we are a vital part of your team. Our ultimate goal is to provide ongoing guidance tailored to your goals. Depending on the service scope, we will meet with you weekly, monthly, or quarterly to review financials, discuss strategy, and ensure your business stays on track. How do I know if my business is ready for a virtual CFO? If your business is experiencing growth, struggling with cash flow, or seeking to improve profitability but lacks the financial expertise to guide decisions, it may be time for a virtual CFO. Our team can assess your current financial position and recommend the best level of support to meet your goals.

  • Schedule a Virtual CFO Consultation | Every Last Cent

    Book your free consultation with Every Last Cent to see how our virtual CFO services can help you streamline finances, plan for growth, and increase profitability. Schedule your Free Discovery Call with Every Last Cent!

  • Virtual CFO Services for Small Business Owners | Every Last Cent

    Every Last Cent delivers virtual CFO services, bookkeeping, and tax strategy that give business owners financial clarity and confidence. Make smarter decisions for a stronger future. Your CPA files taxes. We help you build a business. Virtual CFO services that help you understand your numbers, plan for growth, and stop stressing about money. Book a Free Discovery Call ADVISORY • BOOKKEEPING • TAX STRATEGY • PLANNING • SYSTEMS • CFO SERVICES • GOALS • & MORE • Why use a Virtual CFO? Managing your finances can be one of the most stressful aspects of business ownership, but you do not have to do it alone. Every Last Cent's virtual CFO solutions provide you with a cost-effective, flexible partner who can help you navigate the complexities that come with managing your business’s finances. Explore Services Every Last Cent wants your business to reach its next level of success. With our full suite of financial services—from bookkeeping and tax strategy to strategic insight and long-term planning—we deliver a clear, holistic financial picture , empowering you to make smarter decisions for a stronger future. As an extension of your team, we provide: FINANCIAL REVIEW MEETINGS & ONGOING EMAIL SUPPORT BOOKKEEPING & RECONCILIATION TAX PROJECTIONS & TAX STRATEGY FORECASTING & BUDGETING GOAL SETTING & TRACKING PAYROLL SETUP & TRAINING ACCOUNTS PAYABLE & BILL PAY MANAGEMENT With Every Last Cent, you have exclusive access to this level of support without the overhead of hiring a full-time, in-house CFO. Book a Free Discovery Call Meet Every Last Cent Co-founders Miranda Whitley, CPA, and Kaden Edwards know finances. When they saw an opportunity to combine their respective areas of expertise and create a valuable service for business owners, Every Last Cent was born. Meet the Team We've Got Your Back Here's What Our Client's Say “Miranda and Kaden have been great PARTNERS in our new business. They are extremely patient and have gone above and beyond so we can focus on running our business, not worrying about bookkeeping and accounting. Highly recommend! They're exceptional. ” DAN SCHWARTZ • OWNER • CODENINJAS Smarter, more confident financial decisions start here. This is your go-to place for quick answers, tips, or strategies. It's where financial clarity meets practical advice. Schedule a Call The 5 Money Moves EVERY Business Owner Should Make Download this free resource today! First Name Email Address I agree to subscribe to the Every Last Cent Newsletter. Download

  • Financial Speaking & Training for Business Owners | Every Last Cent

    Book Every Last Cent for engaging keynotes, workshops, and training sessions on financial clarity, cash flow, and strategic growth for entrepreneurs and small business teams. Book Every Last Cent's Co-Founder and Lead Fractional CFO to Speak At Your Next Event Miranda Whitley, CPA believes every small business owner deserves to feel confident and in control of their financial future. Submit a Request Miranda is a seasoned financial professional with deep insight & practical expertise across a wide range of financial disciplines. Whether you’re hosting a podcast, panel, team training, or live event, here are some examples of the high-impact financial topics Miranda can speak on: Reactive to Proactive: Shifting Into Financial Strategy Mode Where Did the Money Go? Understanding Cash Flow Traps Profit Blueprint: 5 Numbers Every Owner Must Know to Grow Plan Like You Mean It: Turning Forecasts Into Real Growth Your CPA Prepares Taxes—But Who’s Planning Your Strategy? DIY Bookkeeping vs. Hiring Help: What’s Right for You? The 5 Financial Pillars Every Small Business Needs to Thrive From Scarcity to Strategy: Shifting Your Mindset Around Money Let's Get Started Meet Miranda Miranda takes financial complexities and turns them into actionable insights for small business owners. She earned a BS in Managerial Accounting from Johnson & Wales University and an MBA in Business Management from Winthrop University. In addition to her CPA, she is also a QuickBooks ProAdvisor. At every event, Miranda makes sure attendees walk away with real-world tools, fresh perspectives, and the clarity they need to lead with financial confidence. “When business owners understand their numbers, they stop playing defense and start building the future they really want.” - Miranda Whitley, CPA Now Booking For: • Keynotes & panels • Industry conferences • Virtual or in-person seminars • And more! Submit Request

  • About Every Last Cent | Your Strategic Virtual CFO Partner

    Meet the co-founders of Every Last Cent, Miranda Whitley, CPA, and Kaden Edwards. Discover how our virtual CFO services empower business owners to grow profitably with clarity and confidence. Financial strategy & insight fuel business success. Every Last Cent turns asking "WHERE DID THE MONEY GO?" into knowing "Here's what's next for our business." Schedule a Call Our mission is to empower business leaders with the strategic financial clarity to turn numbers into growth, decisions into confidence, and potential into measurable results. Our Story Siblings and Every Last Cent co-founders Miranda Whitley, CPA, and Kaden Edwards share a passion for numbers, analytics, and the power of financial stewardship—a passion borne out of decades of real-world, in-the-trenches experience. Together, they realized that small businesses often lack the financial guidance that many larger companies have at their fingertips. Miranda and Kaden saw an opportunity to combine their respective areas of expertise and help these businesses better manage their money. Every Last Cent offers virtual chief financial officer (CFO) services that provide valuable strategic insights, cash flow optimization, and long-term financial planning. They don’t just handle the numbers; they help business owners use those numbers to grow, adapt, and thrive. Services We Offer Meet the Team SPECIALITIES: Cash-flow optimization, long-term planning, and tax strategy CERTIFICATIONS: CPA, QuickBooks ProAdvisor Miranda Whitley, CPA Co-Owner & Lead Fractional CFO Learn More SPECIALITIES: Workflow optimization, compliance analysis and application, and client experience excellence CERTIFICATIONS: Dave Ramsey Master Financial Coach, QuickBooks ProAdvisor Kaden Edwards Co-Owner & Chief Operations Officer Learn More SPECIALITIES: Financial statement analysis, budgets and forecasting, reporting compliance, and client support CERTIFICATIONS: QuickBooks Level I ProAdvisor Brittney Wyatt Financial Analyst Learn More SPECIALITIES: Financial statement preparation, cost accounting, budgets, reconciliations and vendor management CERTIFICATIONS: QuickBooks Level I ProAdvisor Lori Noonan Bookkeeper Learn More SPECIALITIES: Financial statement analysis, budgeting, cost tracking, process improvement, and advanced excel user. CERTIFICATIONS: QuickBooks ProAdvisor Certification, Intuit Bookkeeping Certification Jake Walker Bookkeeper Learn More Driven by Values to Make Every Last Cent Count BE A FINANCIAL STEWARD Financial stewardship means we help you manage your finances efficiently to reach your business goals. We walk alongside you to help you make strategic financial decisions that benefit your business.

  • Book a Financial Speaker for Your Event | Every Last Cent

    Schedule a call to discuss booking Every Last Cent for financial workshops, business owner training, or keynote speaking engagements. Learn more about Speaking Engagements with Every Last Cent!

  • Terms and Conditions | Every Last Cent

    Review the terms and conditions for using Every Last Cent’s website, services, and resources. Learn about your rights, responsibilities, and our policies. TERMS AND CONDITIONS Last Modified August 17, 2025 Welcome to www.everylastcentllc.com , a website owned and operated by Every Last Cent, LLC. These Terms set forth the terms and conditions under which you may use our website and services as offered by us. Before using our website, please carefully read and agree to the following terms and conditions. By using our website, you agree to be bound by these terms and conditions. Use of the Website In order to use our website and/or receive our services, you must be at least 13 years of age, or of the legal age of majority in your jurisdiction, and possess the legal authority, right and freedom to enter into these Terms as a binding agreement. You are not allowed to use this website and/or receive services if doing so is prohibited in your country or under any law or regulation applicable to you. You may use our website for lawful purposes only. You may not use our website to post or transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, obscene, vulgar, invasive of privacy, or otherwise objectionable. Intellectual Property All content on our website, including text, graphics, logos, images, and software, is the property of Every Last Cent, LLC or its licensors and is protected by copyright and other intellectual property laws. You may not use any content from our website without our prior written consent. Your Communications Any communications made through our get started, newsletter sign-up, other related pages, and/or directly to our email address is not held privileged or confidential and is subject to viewing and distribution by third parties. We own any and all communications displayed on Our website, servers, emails or other media as allowed by United States law and will not give credit or pay royalties for unsolicited user-generated content in emails or forms. For more information on when and how We store and use Your communications or any data provided by You in those communications, please refer to Our Privacy Policy on this page. We maintain a right to republish any submission in whole or in part as reasonably necessary in the course of Our business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to communications that are potentially libelous or maliciously false, obscene, abusive, negligent or otherwise harmful or inappropriate. Disclaimer Our website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless Our website and company for any direct or indirect loss or conduct incurred as a result of Your use of Our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s). While We may reference certain results, outcomes or situations on this website, You understand and acknowledge that We make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for You as a result of these statements or any other statements anywhere on this website. We expressly disclaim any and all responsibility for any actions or omissions You choose to make as a result of using this website, related materials, products, courses or the materials contained herein. This website is updated on a regular basis and while We try to make accurate statements in a timely and effective manner, We cannot guarantee that all materials and related media contained herein are entirely accurate, complete or up to date. You expressly acknowledge and understand that any information or knowledge You gain as a result of using this website is used at Your own risk. If You should see any errors or omissions and would like to let us know, please email us at hello@everylastcentllc.com. You understand that you download from, or otherwise obtain content or services through, our Services at your own discretion and risk. Electronic Communications By using our website, services, or providing your contact information, you consent to receive electronic communications from Every Last Cent, LLC. These communications may include emails or text messages related to your account security, authentication codes, or other transactional and service-related updates. You agree that all electronic communications from us satisfy any legal requirements that such communications be in writing. Limitation of Liability Every Last Cent, LLC will not be liable for any damages arising from the use or inability to use our website. This includes but is not limited to, direct, indirect, incidental, consequential, or punitive damages. We will not be held responsible for any errors or omissions in the information provided on our website. Third-Party Services In using the Services, you may use third-party services, products, software, embeds, or applications developed by a third party (“Third-Party Services”). If you use any Third Party Services, you understand that: Any use of a Third Party Service is at your one risk, and we shall not be responsible or liable to anyone for Third Party websites or Services You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, good or services available on or through any such websites or services. Accounts Where use of any part of our Services requires an account, you agree to provide us with complete and accurate information when you register for an account. You will be solely responsible and liable for any activity that occurs under your account. You are responsible for keeping your account information up-to-date and for keeping your password secure. You are responsible for maintaining the security of your account that you use to access the Service. You shall not share or misuse your access credentials. You must notify us immediately of any unauthorized uses of your account or upon becoming aware of any other breach of security. Affiliates This site may use affiliate links to sell certain products or services. We disclaim any and all liability as a result of Your purchase through one of these links. We will use reasonable efforts to notify You when and where We have placed affiliate links in addition to this disclaimer located in these Terms & Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications. Links to Other Websites Our website may contain links to third-party websites that are not owned or operated by Every Last Cent, LLC. We are not responsible for the content, privacy policies, or practices of these websites. We encourage you to review the terms and conditions and privacy policies of these websites before using them. Privacy Policy Our privacy policy outlines how we collect, use, and disclose personal information from our website users. By using our website, you agree to our privacy policy. Termination of Access Every Last Cent, LLC reserves the right to terminate access to our website at any time without prior notice. We may also modify or discontinue our website or any part of it at any time without prior notice. Governing Law These terms and conditions are governed by the laws of North Carolina in which Every Last Cent, LLC is located. Any disputes arising from these terms and conditions will be resolved in the courts of North Carolina. Changes to Terms and Conditions Every Last Cent, LLC reserves the right to modify these terms and conditions at any time without prior notice. By continuing to use our website after any changes to these terms and conditions, you agree to the new terms. Contact Us If you have any questions or concerns about these terms and conditions, please contact us at hello@everylastcentllc.com . By using our website, you acknowledge that you have read and agreed to these terms and conditions. If you do not agree to these terms and conditions, please do not use our website.

  • Free Financial Resource for Business Owners | Every Last Cent

    Subscribe to our email list and receive an exclusive Every Last Cent download! thanks for subscribing! The Five Money Moves Every Business Owner Should Make TO ACTUALLY KEEP MORE OF WHAT THEY EARN Download Now Back to Home

  • Disclaimer | Every Last Cent

    Read Every Last Cent’s disclaimer outlining limitations of liability, financial advice notices, and other important information regarding our services and content. DISCLAIMER Last Modified August 17, 2025 This website is owned and operated by Every Last Cent, LLC. This Disclaimer, along with the Terms and Conditions and Privacy Policy, governs your access to and use of everylastcentllc.com including any content, functionality and services offered on or through everylastcentllc.com. Please read the Disclaimer carefully before you start to use the Website. By using the Website, you agree to the Terms and Conditions and the Privacy Policy. If you do not agree to the Terms and Conditions and/or the Privacy Policy, you must not access or use the Website. The information provided on this website is for general informational purposes only and should not be relied upon as professional, legal, and/or financial advice. While we strive to keep the information on the website accurate and up-to-date, Every Last Cent, LLC makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. In no event will Every Last Cent, LLC be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. Through this website, you may be able to link to other websites that are not under our control. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Every effort is made to keep the website up and running smoothly. However, Every Last Cent, LLC takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. Your use of this Website – including implementation of any suggestions set out in this Website and/or use of any resources available on this Website – does not create a professional-client relationship between you and Every Last Cent, LLC. We cannot accept you as a client until it is determined that there is a fit and until various requirements, such as fee arrangements, are resolved. Thus, you recognize and agree that we have not created any professional-client relationship by the use of this Website. You assume full responsibility for the outcomes of your conduct by using this website. By using or avoiding the information on this website or the materials that can be downloaded from it, you agree to accept full responsibility for any harm or damage that results. Before acting or carrying out any suggestions made or advised on this Website, you agree to use caution and due diligence. You acknowledge that Every Last Cent, LLC has not promised certain outcomes for taking any action, whether or not it has been suggested on this website. Every Last Cent, LLC offers learning and instructional materials with the goal of assisting website visitors in achieving success in their careers, personal lives, and other endeavors. Despite this, you understand that your final success or failure will depend on your own efforts, your own position, and a host of other factors that are outside of our knowledge or ability to manage. You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others – whether clients or customers of Every Last Cent, LLC or otherwise – applying the principles set out in this Website are no guarantee that you or any other person or entity will be able to obtain similar results. Although we have taken great efforts to assure the accuracy of the material on this website, we cannot guarantee that there are no inaccuracies. You accept to exercise due diligence to confirm any information you learn from this website and/or its resources before acting on it since you acknowledge that it's possible that the material on it is inaccurate. You expressly agree not to rely upon any information contained in this website. We might occasionally offer evaluations of goods, services, or other resources. Reviews of publications, products, and/or software programs may fall under this category. These reviews will always be honest reflections of our thoughts. As an incentive to write a review, Every Last Cent, LLC might receive the goods and services in question for nothing or at a discount. Regardless of any such discounts, we will provide honest reviews of these products and/or services. You recognize that you should conduct your own due diligence and should not rely solely upon any reviews provided on this website. Occasionally, Every Last Cent, LLC participates in affiliate marketing and may allow affiliate links to be included on some of our pages. This means that we may earn a commission if/when you click on or make purchases via affiliate links. As a policy, Every Last Cent, LLC will only affiliate with products, services, coaches, consultants, and other experts that we believe will provide value to our customers and followers. We will inform you when one of the links constitutes an affiliate link. You recognize that it remains your personal responsibility to investigate whether any affiliate offers are right for your business and will benefit you. You will not rely on any recommendation, reference, or information provided by Every Last Cent, LLC, but will instead conduct your own research and will rely upon your judgement to decide whether to purchase the affiliate product or service. Every Last Cent, LLC will occasionally make references to other goods, services, coaches, consultants, and/or specialists. Any such reference is not meant to imply approval or the accuracy of the data offered by the third party. We offer this data to users as a resource. It is your obligation to research any such product, service, coach, consultant, and/or expert on your own and come to your own conclusions. At various places on this Website, you may find testimonials from clients and customers of the products and services offered on this Website. The testimonials are actual statements made by clients and/or customers and have been truthfully conveyed on this Website. Although the results mentioned in these testimonials are accurate representations of what these clients and/or consumers experienced, they may not be typical. You specifically acknowledge and accept that using any goods or services advertised on this website or by Every Last Cent, LLC won't guarantee the outcomes mentioned in the testimonials for you or anyone else. From time to time, Every Last Cent, LLC may report on the success of one of its existing or prior clients/customers. The information about this success is accurately portrayed by the Customer. You acknowledge that the prior success of others does not guarantee your success. Your outcomes, as with any business, will depend on your unique capabilities, business experience, skills, and amount of ambition. There are no assurances as to the degree of success you might have. There is no assurance that you will earn any money at all, and you acknowledge the possibility that individual earnings and income statements may vary. Success for any person depends on their history, commitment, desire, and motivation. The use of our information, products and services should be based on your own due diligence and you agree that Every Last Cent, LLC is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products, and services reviewed or advertised on this Website. Every Last Cent, LLC makes no warranties as to how this website will perform or work. Furthermore, the company disclaims any representations and warranties, express or implied, with regard to the data, contents, materials, documents, programs, products, books, or services included on or accessible through this website. Every Last Cent, LLC disclaims all warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose, to the fullest extent permissible by law. By using the information on this website and/or the resources you may download from it, you agree to release Every Last Cent, LLC from any and all liability or loss that you or any person or entity associated with you may experience or incur. You acknowledge and agree that Every Last Cent, LLC shall not be liable to you for any damages, including direct, indirect, special, incidental, punitive, exemplary, or consequential damages arising out of or in connection with the use of this website. Every Last Cent, LLC welcomes your questions or comments regarding the Disclaimer. You contact us at the email address listed below. Email Address: hello@everylastcentllc.com Every Last Cent, LLC does not sell or share mobile phone numbers with third parties and does not use them for marketing purposes. Effective as of August 17, 2025 Not Financial Advice The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, financial advice. While the information provided on this Website relates to financial issues, the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. No material provided on or through this website should be interpreted as a recommendation that you should not speak with a financial professional about your specific situation. Every Last Cent, LLC strongly recommends that you consult a specialist for guidance. Neither Every Last Cent, LLC nor its owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent financial advice from a professional who is familiar with your situation. Not Legal Advice

  • Privacy Policy | Every Last Cent

    Learn how Every Last Cent collects, uses, and protects your personal information. Your privacy is important, and we’re committed to safeguarding your data. PRIVACY POLICY Last Modified August 17, 2025 Every Last Cent, LLC (“Company,” “we,” or “us”) respects your privacy and is committed to protecting it through this Privacy Policy. This Privacy Policy governs your access to and use of www.everylastcentllc.com , including any content, functionality and services offered on or through www.everylastcentllc.com (the “Website”), whether as a guest or a registered user. When accessing the Website, the Company will learn certain information about you, both automatically and through voluntary actions you may take, during your visit. This policy applies to information we collect on the Website and in email, text, or other electronic messages between you and the Website. Please read the Privacy Policy carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by the Privacy Policy. If you do not want to agree to the Privacy Policy, you must not access or use the Website. This Privacy Policy was created with the help of the Privacy Policy Generator . Children Under The Age Of 13 Our Website is not intended for children under 13 years of age. No one under age 13 may provide any information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or on or through any of its features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at hello@everylastcentllc.com . Information We Collect About You When you access the Website, the Company will learn certain information about you during your visit. Information You Provide To Us. The Website provides various places for users to provide information. We collect information that users provide by filling out forms on the Website, communicating with us via contact forms, search queries on our search feature, providing comments or other feedback, and providing information when ordering a product or service via the Website. We use information you provide to us to deliver the requested product and/or service, to improve our overall performance, and to provide you with offers, promotions, and information. Information We Collect Through Automatic Data Collection Technology. As you navigate through our Website, we may use automatic data collection technologies including Google Analytics to collect certain information about your equipment, browsing actions, and patterns. This will generally include information about your location, your traffic pattern through our website, and any communications between your computer and our Website. Among other things, we will collect data about the type of computer you use, your Internet connection, your IP address, your operating system, and your browser type. The information we collect automatically is used for statistical data and will not include personal information. We use this data to improve our Website and our service offerings. To the extent that you voluntarily provide personal information to us, our systems will associate the automatically collected information with your personal information. Use of Cookies And Pixels Similar to other commercial websites, our website utilizes a standard technology called “cookies” and server logs to collect information about how our site is used. Information gathered through cookies and server logs may include the date and time of visits, the pages viewed, time spent at our site, and the websites visited just before and just after our own, as well as your IP address. A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a website, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites. The Company reserves the right to use technological equivalents of cookies, including social media pixels. These pixels allow social media sites to track visitors to outside websites so as to tailor advertising messages users see while visiting that social media website. The Company reserves the right to use these pixels in compliance with the policies of the various social media sites. California law requires us to let you know whether we honor “Do Not Track” requests set by your browser. Unfortunately, there is no industry or legal standard (or easy technological solution) about how to handle these responses. Thus, we don’t currently respond to Do Not Track signals at this time. Third Party Use Of Cookies Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. Email Information If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received online, mail, and telephone. This also applies when you register for our website, sign up through any of our forms using your email address or make a purchase on this site. For further information see the email policies below. Email Policies We are committed to keeping your e-mail address confidential. We do not sell, rent, or lease our subscription lists to third parties, and will not disclose your email address to any third parties except as allowed in the section titled Disclosure of Your Information. We will maintain the information you send via e-mail in accordance with applicable federal law. In compliance with the CAN-SPAM Act, all e-mails sent from our organization will clearly state who the e-mail is from and provide clear information on how to contact the sender. In addition, all e-mail messages will also contain concise information on how to remove yourself from our mailing list so that you receive no further e-mail communication from us. Our emails provide users the opportunity to opt-out of receiving communications from us and our partners by reading the unsubscribe instructions located at the bottom of any e-mail they receive from us at anytime. Users who no longer wish to receive our newsletter or promotional materials may opt-out of receiving these communications by clicking on the unsubscribe link in the e-mail. How And Why We Collect Information The Company collects your information in order to record and support your participation in the activities you select. If you register to download a book or resources, sign up for our newsletter, and/or purchase a product from us, we collect your information. We use this information to track your preferences and to keep you informed about the products and services you have selected to receive and any related products and/or services. As a visitor to this Website, you can engage in most activities without providing any personal information. It is only when you seek to download resources and/or register for services that you are required to provide information. If you are outside the European Union and opt to receive any free resources, participate in any free training programs, register for a webinar, register for a live event, register for a seminar, or purchase any products sold by the Company on this Website, we will automatically enroll you to receive our free email newsletter. If you do not wish to receive this newsletter, you can unsubscribe anytime. We include an “unsubscribe” link at the bottom of every email we send. If you ever have trouble unsubscribing, you can send an email to hello@everylastcentllc.com requesting to unsubscribe from future emails. If you are in the European Union and opt to receive any free resources, participate in any free training programs, register for a webinar, register for a live event, register for a seminar, or purchase any products sold by the Company on this Website, we will only enroll you to receive our free email newsletter if you affirmatively consent to it. If you do not wish to receive this newsletter, you can unsubscribe anytime. We include an “unsubscribe” link at the bottom of every email we send. If you ever have trouble unsubscribing, you can send an email to hello@everylastcentllc.com requesting to unsubscribe from future emails. How Do We Use the Information That You Provide to Us? We use personal information for purposes of presenting our Website and its contents to you, providing you with information, providing you with offers for products and services, providing you with information about your subscriptions and products, carrying out any contract between you and the Company, administering our business activities, providing customer service, and making available other items and services to our customers and prospective customers. From time-to-time, we may use the information you provide to us to make you offers to purchase products and services provided by third parties in exchange for a commission to be paid to us by such third parties. Should you opt to take part in such promotions, the third parties will receive your information. From time-to-time, we may use the information you provide to us to display advertisements to you that are tailored to your personal characteristics, interests, and activities. Every Last Cent, LLC does not share or sell mobile phone numbers or other personal contact information with third parties for marketing purposes. Mobile phone numbers provided to us are used solely for the purposes of account security, authentication, and essential business communications. Disclosure Of Your Information As a general rule, we do not sell, rent, lease or otherwise transfer any information collected whether automatically or through your voluntary action. We may disclose your personal information to our subsidiaries, affiliates, and service providers for the purpose of providing our services to you. We may disclose your personal information to a third party, including a lawyer or collection agency, when necessary to enforce our terms of service or any other agreement between you and the Company. We may provide your information to any successor in interest in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company’s assets and/or business. We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights or when compelled by a court or other governmental entity to do so. How Do We Protect Your Information and Secure Information Transmissions? We employ commercially reasonable methods to ensure the security of the information you provide to us and the information we collect automatically. This includes using standard security protocols and working only with reputable third-party vendors. Email is not recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. However, doing so is allowed, but at your own risk. Some of the information you may enter on our website may be transmitted securely via a secure medium known as Secure Sockets Layer, or SSL. Credit Card information and other sensitive information is never transmitted via email. The Company may use software programs to create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas. For site security purposes and to ensure that this service remains available to all users, the Company uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage. Policy Changes It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you by email to the email address specified in your account and/or through a notice on the Website home page. The date the privacy policy was last revised is identified at the bottom of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes. Visitors’ GDPR Rights If you are within the European Union, you are entitled to certain information and have certain rights under the General Data Protection Regulation. Those rights include: We will retain the any information you choose to provide to us until the earlier of: (a) you asking us to delete the information, (b) our decision to cease using our existing data providers, or (c) the Company decides that the value in retaining the data is outweighed by the costs of retaining it. You have the right to request access to your data that the Company stores and the rights to either rectify or erase your personal data. You have the right to seek restrictions on the processing of your data. You have the right to object to the processing of your data and the right to the portability of your data. To the extent that you provided consent to the Company’s processing of your personal data, you have the right to withdraw that consent at any time, without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal of consent. You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation. We require only the information that is reasonably required to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us. Contact Us The Company welcomes your questions or comments regarding the Privacy Policy, you can contact us at: hello@everylastcentllc.com Effective as of Aug 17, 2025

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